Time to diagnose your money situation with a financial health check?
Even if you have a solid financial plan in place, it still needs to be updated regularly to ensure it reflects any life changes. But what should your priorities focus on now? Is it time to turn your attention to your pension, your ISA, your mortgage, or something else?
Continue reading “10 tips to achieving your financial goals”
One of the freedoms of retirement is getting to choose where to live
What makes a good place to retire? It’s one of the most basic questions people ask themselves when they start planning for retirement. It’s also one of the most crucial questions and one that, surprisingly, many people don’t give a lot of thought to.
Continue reading “Setting up a new life”
ESG matters are increasingly important in both retirement and investment planning
Environmental, social and corporate governance issues are increasingly in the news, with some high-profile companies facing public scrutiny, corporate action or litigation. In a world where doing good means a better, more sustainable future, environmental, social and governance (ESG) factors have become an essential measure for sustainability and ethics of a business.
Continue reading “Divest or engage?”
Increase in victims of financial scams related to COVID-19
As a result of the coronavirus (COVID-19) pandemic, there has sadly been an increase in the number of fraudsters exploiting people’s fears, targeting pension savers, investors and online consumers.
Continue reading “Caveat emptor: ‘let the buyer beware’”
Navigating complex decisions to shape your retirement finances
Pension freedoms have put a greater onus on people to keep themselves informed of their options when it comes to accessing their pension money. However, little knowledge and understanding of the rules could mean some people risk making decisions that are not best for them.
Continue reading “Revolutionising the retirement landscape”
Giving up on cash altogether, disillusioned by today’s dismal savings rates
The number of people in their 20s and early 30s choosing to invest in a Stocks & Shares Individual Savings Account (ISA) prior to the coronavirus pandemic outbreak increased according to the latest HM Revenue & Customs annual ISA data.
Continue reading “Millennials look to build long-term wealth”
Consequences of not saving enough for retirement in our twilight years
Planning ahead for retirement will help ensure you’re on track to achieve the financial future you want. However, millions of retirees may face the prospect of living in poverty during their twilight years and having to rely only on the State Pension as a result of failing to plan ahead for their retirement, according to new research.
Continue reading “Over-50s with no pension provision”
More of us can expect to require some form of long-term care
Whether you are looking for care for yourself or a loved one, chances are that one of your first thoughts is going to be: ‘How much is it going to cost?’, swiftly followed by, ‘Who is going to pay for it?’ Understanding all of the different funding options can make a big difference to the care you ultimately choose.
Continue reading “Funding care”
How people’s physical health and financial well-being are being affected
Needless to say, coronavirus (COVID-19) has had, and will continue to have, a major impact on our lives. It is not just impacting on people’s physical health but also their financial well-being. Research highlights how the finances of the UK’s households have been affected by the coronavirus outbreak.
Continue reading “Navigating the financial impact of COVID-19”
Giving grandchildren financial security is an important goal for many
If you are a grandparent, it’s natural to want to help out the family. And if you’re able to give a financial boost – whether it’s a loan or a gift – to the younger generation, it can be enormously rewarding for you too.
Continue reading “Supporting younger generations”